Who We Are
At Albion Finance and its related entities, successors, and assigns (collectively “Provider”, “Us”, “We”, or “Our”), we have developed this Privacy Policy to affirm our commitment to protecting your privacy. This document outlines our guidelines on how we collect, process, and share any personal information you provide to us—whether via our website, email, or telephone communications.
Policy Acceptance
This Privacy Policy supplements our Website General Terms and Conditions (“T&C”) and is incorporated by reference. Unless otherwise defined, all capitalized terms have the meanings assigned in the T&C.
By providing your personal information to Albion Finance, you agree to abide by this Privacy Policy.
When using our website, please note that it may contain links to third-party sites. Clicking these links may redirect you to external websites, whose privacy practices are not governed by Albion Finance. We encourage you to review the privacy policies of these third parties to ensure you understand and agree with their practices..
Data Collection
At Albion Finance, your privacy and security are our top priorities. We adhere strictly to the principles outlined in this Privacy Policy and always consult with you regarding your preferred method of communication.
Registered Users:
To become a Registered User of our Website, you may need to provide certain details, including personally identifying information (“Personal Information”). This information typically includes your name, address, telephone number(s), email address, and any other data that could reveal your identity.
Other Communications:
You might also be asked to share Personal Information when you interact with us in other ways, such as when you:
- Request additional details about our services;
- Seek advice or support regarding our Website Content or related tools; or
- Report an issue or contact us via email, telephone, fax, letter, or any other communication method.
Please note that, except as described in Clauses 2.3 and 2.3, we do not collect Personal Information from you when you browse the Website as a Visitor.
Data Usage
Any Personal Information you submit to us, along with any other details, materials, or content you provide (collectively referred to as “Data”), will primarily be used for administrative purposes and for the specific reasons for which it was provided. We may also use your Data to:
- Better understand your needs and requirements.
- Deliver personalized content and tailor our services to match your interests.
- Enhance our marketing and customer service efforts.
- Conduct advertising, statistical analysis, or other marketing-related activities.
- Profile your information preferences by reviewing how you use our Website, the content you access, and the nature of your communications.
Unless you instruct us otherwise under Clause 5.3, we may also use your Data for ongoing communications with you, such as:
Responding to your inquiries..
Sending updates, changes, or promotional offers related to our services and Website Content.
Inviting you to participate in surveys.
Requesting your feedback on our Website or customer support.
Data Dissemination
At Albion Finance, we guarantee that we will never sell your Data to any third party for commercial benefit. However, we may share your Data as follows:
- With our consultants, advisors, service providers, and agents (“Authorized Representatives”) to help us achieve the purposes outlined in Clauses 3.1 and 3.2.
- To support our Communications with you (unless you’ve notified us otherwise as per Clause 5.3).
- With our business partners for “Business Partner Communications”—for example, to send you promotional notices about products or services they offer that may interest you, or for other advertising, statistical, or marketing-related purposes.
- In response to your requests, unless you have opted out of receiving such communications as per Clause 5.3.
We may also be required to disclose your Data under certain circumstances, such as:
- To comply with legal processes.
- To enforce our general Terms & Conditions, this Privacy Policy, or any other agreements with you or related entities.
- To protect the rights, property, or safety of our Users, the public, or to safeguard the operations of our Website.
- When necessary, to credit reference agencies for credit decisions, fraud prevention, money laundering measures, or debt tracing.
Additionally, if you post offensive or objectionable content or otherwise disrupt the Website, we reserve the right to use any available Data to halt such behavior, which may include notifying relevant third parties such as your employer or law enforcement authorities.
Opting Out and Consent
By providing your Data to Albion Finance, you explicitly acknowledge, consent to, and agree to the following:
- We, along with our Authorized Representatives, may use, process, and disclose your Data—including any Personal Information it contains—for the purposes detailed in Clauses 3.1 and 3.2.
- Subject to Clause 5.3, we may use or process your Data to send you Communications.
- Also subject to Clause 5.3, our Business Partners may use or process your Data to deliver Business Partner Communications.
We adhere to stringent security protocols to protect your Data from damage or unauthorized access. All information is stored securely with restricted physical and electronic access, and confidentiality is maintained at all times. Only our senior management team has access to your Data. However, please note that:
Your Data may be transferred to and processed in countries outside of India, which might not offer the same level of data protection as India. In such cases, we will implement contracts or rely on applicable frameworks—such as the US ‘Safe Harbor Program’—to ensure that your Data is adequately protected.
Internet transmissions are not completely secure. While we take all reasonable measures to safeguard your Data, we cannot guarantee its security when submitted via our Website. Any Data you provide is done at your own risk.
Retention of Data
Upon termination of your access to our Website as outlined in our general T&C, Albion Finance may still need to retain your Data to comply with legal requirements, prevent fraud, collect any outstanding fees, resolve disputes, and address technical issues—all within the bounds of applicable law.
If you request removal of your Data per Clause 5.3, we will add you to a suppression list to ensure your removal request is fully honored.
Request of Information
You have the right to request a copy of your Personal Information and to have any inaccuracies corrected. If you cannot update the information yourself using our Website, please let us know and we will make the corrections on your behalf when possible.
Unless the Personal Information pertains to someone for whom you are legally responsible (for example, a minor), you must not provide us with Personal Information about another person unless they have authorized you to act on their behalf. In doing so, you confirm that they have appointed you to consent to the processing and, if applicable, the transfer of their Personal Information abroad, and to receive any Communications from us or our business partners on their behalf.
Cookies
When you visit our Website, like most sites online, our server may automatically send you a cookie—a small log file stored on your computer for record-keeping. We use cookies for several purposes:
- User Recognition & Tailored Promotions: Cookies help us recognize you on future visits and track the advertisements you see, allowing us to customize promotions to match your preferences. For this, we may utilize third-party servers.
- Anonymous Usage Statistics: Cookies also allow us to compile aggregated, anonymous statistics on how our services are used and how users navigate our Website. A third party might collect this data on our behalf to help improve the Website’s performance and usability. No personally identifiable information is captured through this process.
- IP Address Tracking: We may track IP addresses, which provide general information such as your Internet Service Provider or country. This data is used solely for demographic and statistical analysis and not to build personal profiles.
Please note that other entities may also place cookies on your computer when you access our Website, and we do not control those cookies. Cookies by themselves cannot identify you, and you can disable them by adjusting your browser settings; however, this may limit the availability of some of our services.
Privacy Modification
This Privacy Policy may be updated periodically to reflect changes in laws, industry best practices, or adjustments to our Website—without prior notice. The most current version posted on our Website will override all earlier versions. It is your responsibility to check back regularly to see if any updates have been made.